Bloom Health’s core offering of affordable health insurance products include 3 key products. Choose yours today.
Health4Me Bronze
From R709
Bloom’s entry-level option is designed to cover day-to-day needs and includes unlimited GP visits, acute medication, maternity benefits and more.
Health4Me Silver
From RR758 Â P/M
Bloom’s balanced option covers the essentials as well as additional benefits such as maternity benefits, dentistry, optometry and more.
Health4Me Gold
From R818Â P/M
Our most comprehensive option covers all the benefits offered on the Bronze and Silver options, plus specialist visits.
Private healthcare explained: What’s the difference?
In South Africa, your private healthcare cover can come in a few different forms, each serving a unique purpose:
Health Insurance
Pays a set cash amount for specific health events or hospital stays, offering financial support rather than full medical cover.
Starting from R655pm
Medical Aid
Covers most hospital and day-to-day medical costs within your chosen plan’s benefits.
Starting from R755pm
Gap cover
Tops up your medical aid by paying the shortfall between your medical aid payout and your healthcare provider’s actual charges.
Starting from R355pm
Private healthcare explained: what’s the difference?
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We’ve partnered with Momentum, one of South Africa’s most trusted healthcare providers, to bring you affordable, reliable coverage backed by decades of experience.
Don’t wait until it’s too late
Medical emergencies don’t wait. Get covered today and have peace of mind tomorrow.
Get a quote now!
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About Bloom Health
We believe healthcare should be accessible to everyone. That’s why we’ve partnered with Momentum to offer you premium healthcare coverage at prices you can actually afford.
Our mission is simple: make quality healthcare protection available to all South Africans, regardless of their budget. We cut through the complexity and give you straightforward options that work.
- No hidden fees or surprise costs
- Simple application process
- 24/7 customer support
Cover for every vehicle, every journey, every kilometre.
From engines to gearboxes, mechanical failures can cost thousands.
Our Mechanical Breakdown Insurance covers the repair bill so you don’t have to,
on any car or motorcycle, no matter its age or kilometres on the clock.
Choose the option that suits your needs and your budget.
Ready to protect what matters most?
Speak to a Bloom adviser today.
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Health Insurance
Health4Me Bronze
Health4Me Silver
Health4Me Gold
Gap Cover
Gap Max
Motor
Kyalami Option
Zwartkops Option
Phakisa Option
Killarney Option
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Health Insurance
Momentum Health4Me is not a medical scheme product and is not a substitute for medical scheme membership.
Medical Aid
Momentum is a division of Momentum Metropolitan Life Limited, an authorised financial services provider (FSP 6406) and a wholly owned subsidiary of Momentum Metropolitan Holdings Limited.
Gap Cover
Bloom Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Infiniti Insurance Limited, a licensed non-life insurer and authorised financial services provider (FSP 35914).
Momentum Gap Cover is not a medical scheme and is not a substitute for medical scheme membership. Benefits offered are not the same as those of a medical scheme. Bloom Gap Cover is underwritten by Guardrisk Insurance Company Limited (FSP 5394).
Mechanical Breakdown Insurance
Bloom mechanical breakdown insurance is underwritten by New National Assurance Company Limited, a licensed non-life insurer and authorised financial services provider (FSP 2603). Cover is subject to policy terms and conditions.
The information provided on this website does not constitute financial advice as defined by the Financial Advisory and Intermediary Services (FAIS) Act. © Bloom Financial Services 2026. Bloom Financial Services (Pty) Ltd is an authorised financial services provider (FSP 50140).
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